Ayobami Sodiq ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business … Read more
CHAPTER ONE Introduction Background of the study Housing Literally means Building or shelters in which people live work dwell etc and to nation as a critical component in social and economic fabric [Kabir and Bustani, 2009]. It represents one of the most basic human needs. As a unit of environment, it has a profound influence … Read more
CHAPTER ONE INTRODUCTION The global economic recession, which started in 1980’s as a result of decline in the economic growth of industries nation, high rate of inflation, dramatics rise in price of crude oil, increase cost of important a massive building-up of liquidity in the international capital market and unusual fluctuation in commodity prices was … Read more
CHAPTER ONE INTRODUCTION The desire to build a civilized country with a strong and sound economy is the desire of every Country, including Nigeria. Tax payment is the demonstration of such a desire, although some income earners see it as a means of exploitation by the government. Tax payment is a voluntarily contribution imposed by … Read more
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Lagos State can be described as the Nigeria’s commercial capital, is the country’s most active and most expensive rental market where tenants at its highbrow areas pay expensively for residential apartment while similar apartments in the low-mid income areas go for amount. Apart from high demand and … Read more
CHAPTER ONE INTRODUCTION Background of the Study Teamwork is as old as mankind, and as such many organizations use the term ‘team’ in either one sense or the other i.e such as in the production, marketing processes, etc. Examples are management team, production team or an entire organization can be referred as a team. Cook … Read more
AN ANALYSIS OF THE PROCUREMENT REFORMS ACT AS A TOOL FOR COST SAVINGS AND ACCOUNTABILITY IN KRPC CHAPTER ONE INTRODUCTION In the past, huge sums of government money have been siphoned through the processes of contract awards. A major thrust of this administration therefore, is the acceptance of Procurement Reforms Act as a tool for … Read more
RATIO ANALYSIS AS A TOOL FOR PERFORMANCE EVALUATION CASE STUDY OF GLAXOSMITHKLINE CHAPTER ONE INTRODUCTION 1.0 INTRODUCTION Ratio has been most important tools for the effective development of manufacturing companies and industries, the major uses of ratio is to access the profitability, gearing, liquidity and asset turnover of the company. The introduction of ratio analysis … Read more
CHAPTER ONE 1.0 INTRODUCTION Banking service when introduced in our rural areas will bring development or specifically economic development to the doorstep of every citizen in this country since between 70 – 80 percent of Nigerians lives in the rural area. Every Nigeria want to go to the urban area because of availability of infrastructural … Read more
TRENDS IN CRIMINAL ACTIVITIES IN ENUGU STATE: A TEN YEAR EMPIRICAL EVALUATION 2000-2017 CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY Criminality is part and parcel of human nature and society. That is why no society can claim to be completely free of crimes. But the types of criminal behaviour tend to follow the pattern of … Read more