CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The ultimate strength of a bank lies in its capital fund. Banking, like any other business, requires adequate capital to function effectively (Nwankwo, 1991:45). Though by nature, banking is a highly leveraged industry, the degree of leverage averaging 88% and 95% in the United States, compared with … Read more
CHAPTER ONE INTRODUCTION Background of the Study The financial system of a country which the banking industry is part, refers to the totality of the regulatory and participating institutions as well as instruments involved in the process of financial intermediation. An efficient system is widely accepted as a necessary condition for an effective functioning of … Read more
CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The increasing number of high profile corporate failures around the world has sparked off a lot of enquiry as to the reasons why well-established and respected companies failed. Corporate failure today is a global issue. On the international scence we saw the overlaps of large companies like Enron, … Read more
chapter 1 1.0 introduction There is a fair agreement in the literature that economic reforms, especially what came to be tagged structural adjustment programs (SAP), have almost always been mounted in response to national financial distress whose foundation could be traced to macroeconomic distortions (World Bank 1986). While such distress manifest mainly as deep economic … Read more
CHAPTER ONE 1.0 BACKGROUND OF THE STUDY Udeagha (1999:1) observed that Nigerian banks are regarded as the most important custodians of the Liquid asset of most Nigerian citizens, foreigners, groups, organizations and government. They receive money in the form of deposits, transfers or payment from these individuals; social or economic units and government for safe-keeping … Read more
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Employee’s performance appraisal is one of the most critical functions of a leader/manager and is a basic expectation of anyone in a supervisory role. In many organization staff are being appraised to ascertain how much each person contributed to the achievement of corporate goals and objectives. The … Read more
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The electronic method of payment or e-payment (e-commerce) has taken a centre stage in economic activities of countries of the world. In its bid to catch up with this trend in the world, Nigeria has adopted e-commerce. Investment in recent time, in the Nigeria capital market and … Read more
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY All organizations need to establish proper governance, management, administration as well as financial structures and systems to ensure that they achieve their goals and objectives effectively and efficiently in the short term, and develop sustainable programme in the long-term (Ukpaka and Olukotun, 2008:1). Organizational Development (OD) is … Read more
ABSTRACT This study is focused on Manpower training and Development in the Nigerian Banking Industry: A case Study of Central Bank of Nigeria Enugu. The objectives of the study among others include. (1) To determine if regular manpower training and development leads to a significant increase in the operating costs of Central Bank. (2) To … Read more
BACKGROUND OF THE STUDY The workplace of the 21st century is a fast-paced, dynamic, highly stimulating environment which brings a large number of benefits and opportunities to those who work within it. The ever-changing demands of the working world can increase levels of stress, especially for those who are consistently working under pressure such as … Read more