THE IMPACT OF AGRICULTURAL CREDIT ON AGRICULTURAL PRODUCTIVITY IN NIGERIA

CHAPTER ONE INTRODUCTION 1.1       Background of the Study Agricultural Production in Nigeria is progressively on the decline in terms of its contribution to the Gross Domestic Product (GDP) as well as satisfying the country’s food requirement, despite the fact that about 70 per cent of the population engage in agriculture, thus Nigeria agricultural sector is … Read more

THE FINANCIAL SYSTEM AND ECONOMIC GROWTH IN NIGERIA

CHAPTER ONE INTRODUCTION 1.1       Background of the Study A financial system is a set of rules, regulations and the aggregation of financial arrangement, institutions and agents that interact with each other and the rest of the world to foster economic growth and development of a nation (Nzotta and Okereke, 2009). According to Nwude (2004), financial … Read more

THE EFFECT OF THE RECENT GLOBAL FINANCIAL MELTDOWN ON THE NIGERIA ECONOMY,AN EVALUATION

CHAPTER ONE 1.0   INTRODUCTION 1.1   BACKGROUND OF THE STUDY Never since the 1930’s Great depression has the world faced such level of financial crisis as the current credit crunch that has threatened to undermine the stability of the world’s economic system and in turn rewrite economic theories that have hitherto been regarded as sacrosanct. The … Read more

THE EFFECT OF BANKING INDUSTRY DISTRESS ON THE NIGERIAN ECONOMY

CHAPTER ONE  INTRODUCTION  Background of the Study  The financial system of a country which the banking industry is part, refers to the totality of the regulatory and participating institutions as well as instruments involved in the process of financial intermediation. An efficient system is widely accepted as a necessary condition for an effective functioning of … Read more

THE DETERMINANT OF DEBT MATURITY IN SELECTED NIGERIAN FIRMS

                                                               INTRODUCTION  BACKGROUND OF THE STUDY Capital structure refers to the mix of long-term sources of funds, such as debentures, long-term debt, preference share capital and equity share capital including reserves and surpluses (i.e. retained earnings).  Some firms do not plan their capital structure, and it develops as a result of the financial decisions taking … Read more

SERVICE DELIVERY AS AN INSTRUMENT OF ACCESSING COMPETITIVE ADVANTAGE IN MARKETING (A STUDY OF ZAIN NIGERIA PLC)

  ABSTRACT This project examined the role service delivery in accessing completive advantage in marketing – using specifically Airtel Nigeria Plc. Thus, the project had the following as object (i) to determine what constitutes effective customer service for a typical service – oriented telecoms company like Airtel Nigeria, (ii) to examine the roles that marketing … Read more

RISK MANAGEMENT IN BANK LENDING: A CASE STUDY OF EQUITORIAL TRUST BANK

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The Nigerian financial institutions have faced difficulties over the years for a multitude of reasons but the major cause of serious banking problems in recent times continues to be directly related to lax credit standards for borrowers and counterparties, poor portfolio risk management or a lack of attention … Read more

PRICING OF PUBLIC OFFERING IN THE NIGERIA CAPITAL MARKET: A CASE STUDY OF SELECTED BANKS

   CHAPTER ONE      INTRODUCTION BACKGROUND TO THE STUDY In the capital markets hundred investors make several deals a day. The screen-based trading makes these deals known to all in the capital markets. Thus, a large number of buyers and sellers interact in the capital markets. The demand and supply forces help in determining the … Read more

NIGERIAS EXTERNAL DEBT IMPLICATIONS OF PARIS CLUB DEBT RELIEF ON THE ECONOMY

CHAPTER ONE  INTRODUCTION  1.1       BACKGROUND OF STUDY “Since the collapse of the oil boom in 1981, the Nigerian economy has undergone considerable strains and stresses. The pressure has been evident in the persistent deficits in balance of payments, low external reserves, deficit in government finances, mounting external debts etc”.( Central Bank of Nigeria,1992) The inherent … Read more

NATURE AND EFFECTS OF BANKING INDUSTRY FRAUDS IN NIGERIA, 1990-2008

CHAPTER ONE INTRODUCTION Banking business has always been associated with some degree of fraud. This is, obviously due to the fact that money and near monies are the stocks-in-trade of Bank. Banks frauds are becoming more worrisome to bankers and the larger society because fraud perpetuation is not only on the increase; it has continued … Read more